kamprettttLaba berlimpah dari bisnis kreasi lilin http://ift.tt/1PAyYZ2
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Kamis, 31 Desember 2015
Puji Kriswindarti @amhproduction
Bisnis Toko Online @Bisniswanitaukm
#peluangusahaonline Potensi Bisnis Terbaik saat ini 2016 Raih tambahan penghasilan. klik~> goo.gl/tktViM
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한나 엔카 - Hanna Enka @Hannaaabelle
RT @FeminaMagazine: Tenaga profesi yg dimaksud dlm sektor perdagangan & jasa ini bkn hanya pekerja, tapi juga pelaku bisnis atau pengusahan…
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Rofiq Setiawan @rofiqsetiawan
RT @fauherklots: Kalo anda konsultan bisnis dg tarif $1k per hari, anda pilih gali sendiri sumur air di rumah selama 3 hari atau bayar tuka…
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Info Buruh Indonesia @infoburuh
Hadapi MEA, Tenaga Kerja dan Infrastruktur Harus Diperkuat - Tempo.co News Portal goo.gl/fb/tCSE63 #buruh #TKI
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한나 엔카 - Hanna Enka @Hannaaabelle
RT @FeminaMagazine: #Tren 2016: #Bisnis berbasis pelayanan akan makin dicari, perang servis sesungguhnya akan dimulai. #femina baru
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Bisnis online @Epayment_Bisnis
Gaji di kantor tidak mencukupi ? ingin bisnis sampingan tidak tahu mulai dari mana ? klik disini goo.gl/tktViM
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BISNIS TOUR TRAVEL @birotiket
#peluangusahaonline Potensi Bisnis Terbaik saat ini 2016 Raih tambahan penghasilan. klik~> goo.gl/tktViM
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product clickbank @BellyAdvan456
Internet Millionaire System: This Amazing Internet Millionaire System Shows You Step-by-step Exactly How To St... bit.ly/1RcFTcU
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NgarepIklan @ngarepiklan
@iklankau [NEW] Peluang bisnis franchise | @abiachm4d SMS 087800653331 https://t.co/TLlysDrSF9
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Biarkan Mencekikmu @Mencekikmu
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Tumbuhkan @tumbuhkan
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Parade Twit @paradetwit
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Beuh Unik @beuhunik
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Cuma Tekiprik @tekiprik
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Woow Gitu @WoowGitu
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Geprok Tweet @geprok
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Timeline Cepat @TLCepat
#unikbacacom Lokasi Ledakan Bom Molotov di Depan Rumah Dinas Ridwan Kamil Disterilkan #bisnis #informasi
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Indonesia latest new @IDNMerdeka
Ini Lima Ide Resolusi Keuangan untuk Tahun Baru: Butuh ide segar untuk mulai mebuat resolusi keuangan? bit.ly/1Rcnv3V
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Rembing @Romy_pesek
#News Ini Lima Ide Resolusi Keuangan untuk Tahun Baru: Butuh ide segar untuk mulai mebuat resolusi keuangan? bit.ly/1RcnlcL
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NEGERI PERCOBAAN @Brother_Jst
[VIVA] Ini Lima Ide Resolusi Keuangan untuk Tahun Baru bit.ly/1Rcnv3V #SATULebihENJOY
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HELLFORSAKEN @hellforsaken
Ini Lima Ide Resolusi Keuangan untuk Tahun Baru: Butuh ide segar untuk mulai mebuat resolusi keuangan? bit.ly/1RcnlcL
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Tn. Wahyu @WahyuDot_ID
Ini Lima Ide Resolusi Keuangan untuk Tahun Baru: Butuh ide segar untuk mulai mebuat resolusi keuangan? bit.ly/1kxe9CP
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IG : dhykaofficial @dhykaOFFICIAL
Ini Lima Ide Resolusi Keuangan untuk Tahun Baru: Butuh ide segar untuk mulai mebuat resolusi keuangan? bit.ly/1RcnlcL
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- @Jarronok
Ini Lima Ide Resolusi Keuangan untuk Tahun Baru: Butuh ide segar untuk mulai mebuat resolusi keuangan? bit.ly/1kxe9CP
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yatri i kusumastuti @yatri_indah
RT @sbipb: Bagi yg berminat bergabung di Magister Bisnis, batas pendaftaran 13 Feb 2016 & test penerimaan 20-21 Feb 2016 @ipbofficial @yatr…
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Henky baik @henky_peloo
Ini Lima Ide Resolusi Keuangan untuk Tahun Baru: Butuh ide segar untuk mulai mebuat resolusi keuangan? bit.ly/1kxe9CP
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Ilhamjatinugroho @ilhamnugroho_j
#KCA #VoteJKT48ID TerrasBekasi: Mau nongkrong, makan enak, ga perlu mahal ^^ @ Sentra Bisnis, Harapan Indah di honeybiliksunda ajah.. #Reco…
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Bisnis Ukm rumahan @bisnisukmrumah
Bila ingin memulai bisnis online gratis. Beberapa kiat ini bisa Anda terapkan . klik goo.gl/tktViM
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Bisnis Toko Online @Bisniswanitaukm
Bila ingin memulai bisnis online gratis. Beberapa kiat ini bisa Anda terapkan . klik goo.gl/tktViM
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WIRAUSAHA_UKM @wirausaha_ukm
Bila ingin memulai bisnis online gratis. Beberapa kiat ini bisa Anda terapkan . klik goo.gl/tktViM
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BISNIS TOKO ONLINE @Bisnisonline7
Bila ingin memulai bisnis online gratis. Beberapa kiat ini bisa Anda terapkan . klik goo.gl/tktViM
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jutanews @jutanews
Malam Tahun Baru, Harga Petasan Rp 13,5 Juta di Jayapura - Tempo.co News Portal ift.tt/1Rc1Vwk
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Bisnis Ukm rumahan @bisnisukmrumah
Bisnis Afiliasi Menguntungkan dgn affiliasi yuk bisnis & raih tambahan penghasilan klik disini ~> goo.gl/k2KxEK
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Peluang Bisnis Ukm @bisnishotukm
Bisnis Afiliasi Menguntungkan dgn affiliasi yuk bisnis & raih tambahan penghasilan klik disini ~> goo.gl/k2KxEK
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Bisnis online shop @Bisnisrumah_id
Bisnis Afiliasi Menguntungkan dgn affiliasi yuk bisnis & raih tambahan penghasilan klik disini ~> goo.gl/k2KxEK
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Bisnis Online shop @Onlineshopukm
Bisnis Afiliasi Menguntungkan dgn affiliasi yuk bisnis & raih tambahan penghasilan klik disini ~> goo.gl/k2KxEK
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Rabu, 30 Desember 2015
Visit Pulau Tidung @PulauTidung123
WISATA PANTAI: Moleknya quot;Sunsetquot; Akhir Tahun di Ujung ... - Bisnis.com dlvr.it/D8Gt9F
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Ari_cungkringers @AriArisafutra25
RT @samitha_: @cungkringers_id @dhikacungkring @ussyklik supaya bahagia selalu,rezeki ny selalu melimpah,bisnis nya lancar,dan krucil dapat…
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bisnis_no1 @bisnis_no1
Kaos tumblr harga 35rb beli 3 hy 99rb line @hokkyfashions17 WA 081340409100 #kaosmurah #suplierkaos https://t.co/f61ytyBjGh
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My Name Is Ded @DsSupriyady
@agustomy_ @YouTube sip gus..gw suka simphaty for the devil- Watch "My Name Is DED - Honky Ponky Bisnis Di Senayan youtu.be/dtKLlzXt6-I
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Kabar Online (Kabol) @BintangDotCo
Bisnis Clothing Jonathan Frizzy Berkembang Berkat Main Sinetron goo.gl/fb/m4wL8l @tabloidbintang
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business + strategy @Strategi_Bisnis
Besok Jumat jam 2 siang, admin hadir di Metro TV. Tema : Prospek Bisnis Online 2016. Silakan merapat tuips :) https://t.co/YGRSHDCSvc
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MiminAja @Miminajasih
@I_K_L_A_N [NEW] Peluang bisnis franchise | @abiachm4d SMS 087800653331 https://t.co/mt0rSnswfo
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Bisnis Indonesia @Bisniscom
Sertifikasi Keahlian Pekerja Jadi Prioritas Balikpapan Hadapi MEA bitly.com/1mTeT78
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Tri Ramadhani @tri_rmdhni11
RT @netmediatama: Sedang fokus di dunia musik, @alysyarief belum kepikiran terjun di dunia bisnis. @Ini_Talkshow https://t.co/JCiKOLj5lj
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Bali Today @Balitoday
Cara Gianyar Jadi Kota Bunga - Bisnis.com goo.gl/fb/rGMH13 #gianyar #balitoday
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Anak Makassar @SupirPete2
btw, tuk kamu yg punya bisnis usaha dan tahun2015 ini merasa "mau ka kembangkan ini usahaku lebih besar lg", daftar ke @wrausahamandiri yuk!
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Sutrisno @snoe401
Bos IMF: Pertumbuhan Ekonomi Global 2016 akan Mengecewakan: Pertumbuhan ekonomi dunia diproyeksikan hanya 3,6 ... bit.ly/1VqFAeW
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Fitriani SB @FitrianiSB
Bos IMF: Pertumbuhan Ekonomi Global 2016 akan Mengecewakan: Pertumbuhan ekonomi dunia diproyeksikan hanya 3,6 ... bit.ly/1VqFAeW
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Kayuagung Radio @KayuagungRadio
Petak ke 3 #SPO_Update -Pembentukan BUMD Jakabaring Sport City Ditunda -Bisnis Dadakan Akhir Tahun: Jual Jagung... fb.me/5wSF9stMU
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Rifqi Lu'il M @Rifqicerevisiae
Bos IMF: Pertumbuhan Ekonomi Global 2016 akan Mengecewakan: Pertumbuhan ekonomi dunia diproyeksikan hanya 3,6 ... bit.ly/1VqFFPY
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Koran Online @twiternesia
Bos IMF: Pertumbuhan Ekonomi Global 2016 akan Mengecewakan bit.ly/1VqFFPY
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Rizaldy @RizaldyDR
RT @Strategi_Bisnis: Oh btw, besok Jumat tgl 1 januari jam 2, admin mau tampil di MetroTV, bicara ttg Bisnis 2016. Kalo ada waktu, simak yo…
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Kayuagung Radio @KayuagungRadio
Petak ke 3 #SPO_Update -Pembentukan BUMD Jakabaring Sport City Ditunda -Bisnis Dadakan Akhir Tahun: Jual Jagung Bakar Hingga Terompet
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Peluang Bisnis ukm @indonesia_ukm
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/h99gYutD6u
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Bisnis Toko Online @BisnisUkm_id
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/DJv8thVHBU
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BISNIS & MOTIVASI @indonesiaUMKM
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/fERGtyrz6q
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IKLAN UKM ECOMMERCE @UkmWirausaha
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/aj7raQbcHT
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Gallery Bisnis ukm @gallerybisnis
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/Au1AOiDZA7
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Bitcoin Indonesia @BitcoinBisnis
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/ACuzppJ9DJ
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BISNIS ONLINE UKM @OnlineBisnisUkm
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/6mbFjFK7Sd
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WIRAUSAHA_UKM @wirausaha_ukm
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/bEn1Y6p6Y7
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Info peluang bisnis @BisnisToday
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/10H5ukO3As
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Wanita Indonesia @Detik_Wanita
Peluang Bisnis Rumahan #Bisnisonline dr rumah modal kecil untung besar 2016 klik goo.gl/tktViM https://t.co/vmiZbgRUbP
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#jampintar4Gue @Jaringan_BISNIS
Jasa Auto Mention Realtime sesuai kata kunci yang di inginkan || Info sms 0823.1212.2323 cek iklanBBM[dot]info ~ [#Kisah2015ku] ~ 0
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Info Purwasuka @AreaPurwasuka
Pemkot Bekasi Tunggu Masukan UMKM - Bisnis.com bit.ly/1R8IWCF
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Jawa Barat INFO @jawabarat_info
InFO JABAR - Pemkot Bekasi Tunggu Masukan UMKM - Bisnis.com: Bisnis.comPemkot Bekasi Tungg... bit.ly/1P0i8jC - Bekasi
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Sutan-GIE @SutanGIE
Pemerintah Diminta Waspadai Kondisi Utang RI - Bisnis Liputan6.com ift.tt/1Vq12Re
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Ery Anggi @EryAnggi
Pemerintah Diminta Waspadai Kondisi Utang RI - Bisnis Liputan6.com ift.tt/1Vq12Re
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Esterina Widya @EsterinaWidya
Pemerintah Diminta Waspadai Kondisi Utang RI - Bisnis Liputan6.com ift.tt/1R8IMeF
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Kisah Sukses @kisah2_sukses
Kisah Sukses Mang Haji OyoTea dengan Bisnis Bubur Ayam is.gd/G2SVja
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TENAGA TEHNIK @TENAGATEHNIK
Ingat!!! Tanggal 5 Januari 2016 Start Up NESIA Bussiness.. Saya buka RAHASIA Bisnis Usaha… http://ift.tt/1OsXHv4
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Iwan Setiawan @IwanUNILA
Pemerintah Diminta Waspadai Kondisi Utang RI - Bisnis Liputan6.com ift.tt/1OsXp7n
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indoberitanews @indberitanews
VIVAcoid : Langkah BEI Tingkatkan Investor Pasar Modal Syariah dlvr.it/D81C8Z (v… http://twitter.com/VIVAcoid/statu…) https://t.co/VDgwqa29XT
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^_^ #cintadia.Com @big605
10 Fitur pada Windows Mobile 10 yang Berfokus pada Produktivitas Bisnis (Part 1) bit.ly/1NRfIWQ
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Luthfi Fadlurrahman™ @luthfi741
10 Fitur pada Windows Mobile 10 yang Berfokus pada Produktivitas Bisnis (Part 1): Dari wawancara yang dilakuka... sh.st/nUkf1
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Bayu Indriyanto @_BayuIn
10 Fitur pada Windows Mobile 10 yang Berfokus pada Produktivitas Bisnis (Part 1): Dari wawancara yang dilakukan Paul Thurrott, Leo La...
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dw @dewi_edita
Resolusi? Memperbaiki yg ada. Mengembangkan bisnis yg ada. LIBURAN. Honeymoon part 2 :D
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Kabar Pekanbaru @halo_pku
BI amp; Pemkot Pekanbaru Dorong Gerakan Non-Tunai - Bisnis.com tinyurl.com/zz89fna #pekanbaru #pku
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sulawesi.bisnis.com @Sulawesibisnis
Cara Alfamart Rayakan Pergantian Tahun 2015-2016: PT Sumber Alfaria Trijaya (SAT) Tbk, selaku pengelola jaring... bit.ly/1R8iZTL
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Bisnis Indonesia @Bisniscom
Cara Alfamart Rayakan Pergantian Tahun 2015-2016 bit.ly/1R8iZTL
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d14n @dian_mail
Manisnya Bisnis Cookies Hasil Motivasi dari Si Buah Hati http://ift.tt/1JJji1e #AyoLoveLife #ASLI10 @AstraLifeID
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Gita Napitupulu @gitaarta
2016 wish for — semoga bisnis onyet dan nasi goreng makin lancar brayyyy http://ift.tt/1EBYD2c
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Selasa, 29 Desember 2015
Bisnis Indonesia @Bisniscom
BURSA SAHAM 30 Desember: Jelang Akhir Sesi I, IHSG Terus Melaju ke 4.589,98 http://ift.tt/1UfAoth https://t.co/FcPTTVxe31
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Bisnis Indonesia @Bisniscom
KURS RUPIAH 30 Desember: Tembus Rp13.800 di Pasar Spot, Paling Tertekan di Asia http://ift.tt/1UfAoth https://t.co/tVbT610JCF
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Bisnis Indonesia @Bisniscom
KURS TENGAH BI 30 Desember: Tembus Rp13.700, Rupiah Paling Tertekan di Asia http://ift.tt/1UfAoth https://t.co/CKEmdhcfVI
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Noah Band Fans @NoahBandJKT
Jim Bob Mundur, Proyek Smelter Tembaga di Gresik Terancam? - Tempo dlvr.it/D7nBdB
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FJB GRESIK @FJBGRESIK
Jim Bob Mundur, Proyek Smelter Tembaga di Gresik Terancam? - Tempo dlvr.it/D7n5zF
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Noah Band Fans @NoahBandJKT
Telkom Siap Memasuki Bisnis ICT Outsourcing - Inilah.com dlvr.it/D7nCNM
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FJB GRESIK @FJBGRESIK
Telkom Siap Memasuki Bisnis ICT Outsourcing - Inilah.com dlvr.it/D7n7Ny
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Bisnis Post @BisnisPostCom
Ungkap Kecurangan, GIB Desak DPR Segera Bentuk Pansus Freeport bit.ly/1Pw6vWj via @BisnisPostCom
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#TipsKeuangan @Uang_Kita
Mengapa Harga 10 Saham Ini Bisa Meroket & Anjlok Pada 2015? Berikut Analisisnya ift.tt/1UfzeOo
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#TipsKeuangan @Uang_Kita
Ini Alasan Setneg Batalkan Hibah Lahan Wisma Atlet untuk Pemprov DKI ift.tt/1OrtJrl
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#TipsKeuangan @Uang_Kita
Baru Terlayani PDAM 60%, Pemkot Padang Siapkan Kelola Air Tawar Jadi Air Baku ift.tt/1JenICe
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#TipsKeuangan @Uang_Kita
Pemkot Padang Lanjutkan Moratorium Izin Ritel Berjaringan ift.tt/1JenKtT
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Alfian Zainal @Alfianzainal
Kredit Bank Mandiri Tumbuh 10,7 Persen: Penyaluran kredit Bank Mandiri tercatat hingga akhir September 2015 me... bit.ly/1R6Kq0l
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arby현 @baejhyunt
RT @kegobloganrpw: Kristian Chou. alumni LSPR Jurusan PR. lanjut S2 di UK jurusan bisnis. pulang-pulang siap menghalalkan kamu https://t.co…
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indoberitanews @indberitanews
Bisniscom: Ini Alasan Setneg Batalkan Hibah Lahan Wisma Atlet untuk Pemprov DKI http://ift.tt/22xiN6b https://t.co/GpeeVGya9B
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indoberitanews @indberitanews
Bisniscom: Aset Blok Mahakam Tak Sampai US4,8 miliar http://ift.tt/1UfArVK https://t.co/TQVbosiG1k
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indoberitanews @indberitanews
Bisniscom: Mengapa Harga 10 Saham Ini Bisa Meroket & Anjlok Pada 2015? Berikut Analisisnya http://ift.tt/1UfAoth https://t.co/UWr3b895rI
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Bisnis Indonesia @Bisniscom
Pergerakan Kota Makassar akan Bisa Dipantau Real Time goo.gl/HzmJYY
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Sejuta Per Hari @sejutacom
onsteptoolate: RT @Metro_TV: Ketua SP JICT: Terang Benderang Kesalahan Lino goo.gl/XRSK0H
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Sejuta Per Hari @sejutacom
onsteptoolate: RT @Metro_TV: KAI Luncurkan Kereta Api Terpanjang di Indonesia goo.gl/XRSK0H
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Sejuta Per Hari @sejutacom
onsteptoolate: RT @Metro_TV: Kemacetan Akibat Truk Terguling di Tol Cipularang Mencapai 7 KM goo.gl/XRSK0H
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Sejuta Per Hari @sejutacom
onsteptoolate: RT @Metro_TV: Jupe Tolak Semua Tawaran Kerja di Tahun Baru goo.gl/XRSK0H
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Sejuta Per Hari @sejutacom
onsteptoolate: RT @Metro_TV: Pemerintah Diminta Batalkan Perpanjangan Kontrak JICT goo.gl/XRSK0H
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indoberitanews @indberitanews
Bisniscom: Pasang Billboard di Tiga Bandara, Makassar Rogoh Kocek Rp3 Miliar goo.gl/HrcUVY
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Info Buruh Indonesia @infoburuh
UGM Khawatir MEA Akan Tambah Jumlah Pengangguran Indonesia - Tempo goo.gl/fb/2tkpv6 #buruh #TKI
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#WMDinner @Jaringan_BISNIS
Jasa Promosi iklan via BBM | Sebar Iklan Massal | Tambah Kontak BBM | info sms 0823.1212.2323 ~ [] ~ 8
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Alfian Zainal @Alfianzainal
Telkomsigma Dukung Pelayanan Pajak DKI: Pelayanan pajak harus dibangun dan diselaraskan dengan perkembangan jaman bit.ly/1R6oLp4
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Seputar Informasi @InfoCom_
#InfoCom Jokowi akan Panggil Operator Blok Masela Maluku tinyurl.com/z4syx4e sahabat @InfoCom_
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Syafruddin Azhar @didienAZHAR
Pada awal Desember, ada analisis bila kekuatan bisnis Moffett sedang anjlok.
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Info Kaltim @infokaltim
November, Deflasi di Kota Balikpapan Paling Besar Se-Kalimantan - Bisnis.com goo.gl/fb/oHiCjR #balikpapan
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Info Kaltim @infokaltim
Telkomsel Perluas Layanan 4G LTE ke Kota Balikpapan - Tribunnews goo.gl/fb/s8cLu6 #balikpapan
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Info Kaltim @infokaltim
Wow, Ada Pekan Wisata Kuliner Nusantara di Balikpapan - Bisnis.com goo.gl/fb/rKGoA1 #balikpapan
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Beritadotcom @beritadotcom_
Jokowi akan Panggil Operator Blok Masela Maluku: "Ini adalah proyek besar, wajar kalau Presiden perhatian." bit.ly/1mO5e1r
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ioannina @kepodangkuning
RT @Bisniscom: JOKOWI: Sumber Daya Alam Bukan untuk Kepentingan Segelintir Kelompok http://ift.tt/1PvbFjr https://t.co/H6kck29Kqp
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•Riz• @rizky_mcfc
Jokowi akan Panggil Operator Blok Masela Maluku: "Ini adalah proyek besar, wajar kalau Presiden perhatian." bit.ly/1NOgpA7
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Bisnis Indonesia @Bisniscom
Wagub Djarot Alokasikan SILPA Untuk PMP http://ift.tt/1NTUnd8 https://t.co/V5YYXEWYuJ
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Sejuta Per Hari @sejutacom
liputan6dotcom: Saya bergerak dari sisi energi, menganalisa pergerakan pola alam. Saya tidak menjudge #LiveCha... goo.gl/8QYXMP
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Zona Depok Raya @ZonaDepokRaya
[InfoDepok] Kantor Cabang BNI Syariah Depok Pindah Lokasi - Bisnis.com bit.ly/1NNS0uy #IniDepok
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Jabar Today @Jabar_Today
Kantor Cabang BNI Syariah Depok Pindah Lokasi - Bisnis.com bit.ly/1NNS0uy #Depok #Jabar
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Imas @Imassyaru
RT @Bisniscom: MENDIKBUD: Lulusan SMK Harus Jadi Pengusaha http://ift.tt/1R5zU9K https://t.co/z6XJOSgKW4
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Jasa Desain Logo @Jadego_BDL
10) #ProyeksiCitra sebuah logo bisnis memproyeksikan citra dari sebuah bisnis dengan jauh lebih efektif ketimbang bentuk promosi lainnya
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#KerjaKominfo @Jaringan_BISNIS
Jasa Tambah Follower Instagram dan Followers Twitter, info sms 0823.1212.2323 cek iklanBBM[dot]info ~ [SAIPUL JAMIL GF DASIA] ~ 5
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Senin, 28 Desember 2015
Residents In Nine States Could Need A Second Form Of ID To Pass Through Airport Security Next Year
Ten years ago, Congress passed the REAL ID Act, which set minimum security standards for state-issued driver’s licenses and photo IDs. While the rules haven’t exactly been enforced to the “T” by the Dept. of Homeland Security, that’s poised to change, leaving millions of people in nine states in need of a second form of ID to pass through airport security.
The New York Times reports that while several of these states have been granted extensions, effectively deelaying any application of requirements for a period of time, those deadlines are fast approaching, and the government apparently isn’t keen on providing new extensions.
That’s likely to be an issue for at least nine states, Ars Technica reports.
The requirements under the Act have been hotly debated in many states, with some claiming the law violates consumers’ privacy, even passing laws barring motor vehicle departments from complying with the law.
Under the standards, licenses are required to be equipped with “machine readable” technology, like a chip or a magnetic strip, to store residents’ personal information, the Times reports.
The information will eventually be shared through a system administered by the American Association of Motor Vehicle Administrators, allowing states to access information from other states.
While the federal government can’t force states to adopt identification standards, it can force their hands in other ways, mainly determining that current IDs aren’t sufficient enough to pass through airport security.
If state IDs fail to comply with REAL ID standards, federal agencies can’t accept them as standalone proof of identification. The final phase of the DHS plan is access to commercial aircraft, and according to the agency’s own timeline, full enforcement is due to begin “No sooner than 2016.”
While reports in September put the number of non-compliant states at four, a new report from the AP found that DHS had warned officials in at least nine states that requests for additional extensions would be denied.
Extensions set to expire on January 10, 2016 belong to Alaska, California, Illinois, Missouri, New Jersey, New Mexico, South Carolina, and Washington, as well as Puerto Rico, Guam, and the U.S. Virgin Islands.
The Associated Press reports that while it’s possible last-minute extensions could be granted, officials in Missouri, Illinois, New Mexico, and Washington were already notified that additional time would be denied.
Minnesota and American Samoa were not given extensions this year, meaning residents of those areas might be the first affected if the Transportation Security Administration applies the REAL ID Act starting in 2016.
Several other states — including New Hampshire and Louisiana — have been granted extensions through mid-2016.
Additionally, New York offers enhanced IDs that are REAL ID compliant, which allowed it to receive an extension until October 2016.
The NYT reports that officials with DHS is working on a timeline for enforcement of the rule at airports. The schedule is expected to be released before the year’s end, but that’s just days away.
DHS said that any announcement would come with a notice of 120 days before starting to enforce the law at airports.
T.S.A. Moves Closer to Rejecting Some State Driver’s Licenses for Travel [The New York Times]
TSA may soon stop accepting drivers’ licenses from nine states [Ars Technica]
Missouri drivers licenses will no longer be acceptable to enter federal facilities [The Associated Press]
by Ashlee Kieler via Consumerist
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TigerDirect Has New Owner, Won’t Accept Returns
You may remember TigerDirect, a consumer electronics seller that has a website and once had stores across the country. They’re probably best known for acquiring the brands and assets of CompUSA and Circuit City with both chains filed for bankruptcy and went out of business. Now competitor PCM has purchased the TigerDirect brand, and appears to be winding down its consumer-facing business… including abruptly doing away with returns. Any returns.
The new owner is PCM, a company once known as PCMall, which operates that site and also MacMall. The sale happened about five weeks ago, and the final handover of the company and all of its assets (yes, that includes customer lists) will happen by February 2016. PCM opted to hire around 400 TigerDirect employees, mostly salespeople, and about 500 people were laid off as a result of the sale.
Earlier this year, the brothers who founded TigerDirect pleaded guilty to bribery charges. The Securities and Exchange Commission accused them of accepting bribes from vendors for ensuring that companies who paid the brothers got TigerDirect’s business. They’re currently serving sentences in federal prison, and hadn’t worked for the company since 2011.
That’s all very interesting, but what about the TigerDirect return policy? It’s not clear when the company made the change to their site, but the policy officially changed as the clock hit midnight on Christmas. the December 22 version of the page saved on the Internet Archive has a full return policy available, but now that’s changed to “all sales final,” much like a liquidation sale.
Only there’s no indication on the site that there’s anything going on other than a regular old after-Christmas sale. Here’s a sample item page, which doesn’t say that the sale will be final.
We can’t accuse TigerDirect of not telling their customers about the change, though, since there is a warning at the top of the page when you go to check out. However, you have to provide your payment and shipping details to get to this screen.
We contacted the new TigerDirect overlords at PCM to ask them about the abrupt change, but they haven’t yet responded. We will update this post when they do.
by Laura Northrup via Consumerist
If You’re Not Sure That Mark Hamill Autograph Is Legit, Just Ask Mark Hamill
Hamill has taken time over the last few days to to either refute or validate the authenticity of his signature on autographed merchandise, responding indvidiually to fans on Twitter (h/t Business Insider). You know, because he’s got nothing else going on right now.
He gets excited when they’re real:
And just as bummed when they aren’t:
He’s even training young Jedi to recognize fakes on their own when they see’em, using his real John Hancock as a guide to compare them against:
As for why he’s taking the time out of his no-doubt busy schedule wearing robes and hoods and contemplating The Force, Hamill says he just doesn’t want his fans to get screwed out of their money.
by Mary Beth Quirk via Consumerist
Thousands Of Flights Canceled, Delayed As Storm System Wreaks Holiday Travel Havoc
As of Monday afternoon, more than 1,807 flights into, out of or within the U.S. have been canceled, while a further 2,973 have been delayed, according to flight-tracking service FlightAware. On a typical day, usually about 150 flights are canceled and 4,000 delayed.
Almost half of those cancelations have been in Chicago, at both O’Hare International Airport and Midway, while Dallas-Fort Worth International Airport was also hit especially hard. Denver, Detroit, Milwaukee, Kansas City, St. Louis, Oklahoma City, and Lubbock, Texas haven’t had a great time of it lately, either.
A large storm system moving through the country is largely responsible, bringing tornados to Texas and heavy rains and strong winds to Missouri, Illinois and Arkansas.
Even if you personally are not flying to or from the areas covered by the storm system, mass delays and cancellations tend to have a ripple effect through the entire air traffic system. Before you head to the airport, it’s a good idea to check your flight’s status online or call the airline. Rebooking will likely be difficult, so be prepared to wait a day (or even two) before you can get on a plane.
by Mary Beth Quirk via Consumerist
Hilton’s DoubleTree Hotel Now Offering Fee Packages For Extras Like WiFi, Drink Service
Just like airlines, hotels charge customers an array of fees for everything from WiFi access, minibar usage, premium coffee, and other little extras. Instead of surprising guests with these costs when they check in (or, even worse, when they go to pay their bill at checkout), one hotel company is experimenting with packages of add-ons that customers can select when they check in.
The Los Angeles Times reports that Hilton’s DoubleTree hotel brand has begun rolling out a program called Little Extras Upgrades, offering customers staying in a standard room a package of extras for $25 to $35 a night.
Under the program, packages will include a mix of high-speed in-room WiFi, snacks, candy, water, fruit, drink vouchers, and in-room premium coffee.
Bjorn Hanson, an expert on hotel fees and a professor at New York University’s Tisch Center for Hospitality and Tourism, tells the L.A. Times that the new program would allow hotels to collect extra revenue without rocking the consumer-friendly boat.
“This is a way hotels can be upfront and say, ‘You have a choice,'” he said. “I think it’s a positive way of having fees and surcharges.”
Hanson anticipates that other hotels will likely jump on the packaged bandwagon, perhaps creating specific deals for business travelers or families.
Hilton tries a new way to boost revenue without hidden fees [The Los Angeles Times]
by Ashlee Kieler via Consumerist
Subway Promises To Use Only Cage-Free Eggs In North American Restaurants By 2025
The shift is already underway in some markets in the U.S. and Canada, and will apply to all 30,000 North American locations in the next 10 years, the company said in a press release.
“Serving food that reflects our commitment to the humane treatment of animals has long been a priority to our brand,” said Elizabeth Stewart, Director of Corporate Social Responsibility for Subway. “We know how important it is for consumers to feel confident that the food they eat is ethically sourced, and our customers care deeply about animal welfare.”
The change is in addition to other efforts Subway has been making to set itself apart from the competition and appeal to the trending movement toward more sustainably and humanely sourced ingredients: the chain announced in October it would be switching to antibiotic-free meat by 2025 as well.
by Mary Beth Quirk via Consumerist
GQ Website Gives Ultimatum To Readers: Disable Ad-Blockers Or Pay Up
The latest attempt to prevent people from blocking ads comes from Conde Nast, a company that loves advertising so much that it created an entire boutique salon of highly-skilled editors dedicated to creating advertisements that look like articles.
Digiday recently reported that folks who visited Conde Nast’s GQ.com while using an ad-blocker were greeted with a paywall.
“Please Disable Your Ad Blocker” reads the notice.
“Turn off your ad blocker or purchase instant access to this article, so we can continue to pay for photoshoots like this one,” it concludes, pointing to an image of Amy Schumer dancing with stormtroopers.
Readers who choose to pay for their content rather than view GQ.com’s ads for beard oil and expensive clothing are directed to start an account with content, a micropayment company that allows you to pay the $.50 fee to read whatever story you were trying to reach.
Perhaps GQ.com should do a little “man-in-the-mirror”-ing on this, and ask itself “Why do some of our readers block the ads that keep this site afloat?”
It might have something to do with the ad units that GQ.com uses. Just clicking on a random story on the site turned up two auto-play video ads, both of which slow down the page’s load time significantly.
It’s like turning on a TV station and having ads that not only interrupt the program, talk over it.
The online ad industry itself has acknowledged that it’s gone too far with data-heavy, invasive, and pervasive ads, but rather than content companies responding by providing ads that don’t drive readers to ad-blocking tech, they just layer on more auto-play crap that readers will ignore with or without an ad-blocker.
Conde joins the ranks of Yahoo, which recently started blocking Yahoo Mail access to users with ad-blocking plugins, and Forbes, which is now flagging ad-block users and politely asking them to turn off their plugins.
by Chris Morran via Consumerist
Report: Holiday Shoppers Saved So Much On Gas, They Spent 8% More This Year
Online sales were, unsurprisingly, a big contributor to this year’s uptick, according to MasterCard SpendingPulse, which looked at U.S. retail sales trends across cards, cash and checks, retail sales (not including auto and gas) during the Black Friday to Christmas Eve shopping season: eCommerce sales jumped about 20% up from last year, indicating that everyone likes staying home and shopping in their soft pants. Furniture sales were also hot this year, MasterCard’s report says.
“After a slow start, I’m very happy to see that the holiday season was hot for retailers,” said Sarah Quinlan, SVP, Market Insights for MasterCard Advisors. “We saw some very promising trends. The double-digit growth in furniture sales, for instance, shows that consumers are willing and able to splurge on big ticket items. eCommerce’s rise is a solid indication of an empowered and savvy shopper. We’ll be watching to see if this behavior continues into 2016.”
Part of the reason we were perhaps more willing to part with our hard-earned dollars? Big savings on gas — which had a national average price under $2 per gallon by Christmas.
Though the report doesn’t include spending by dollar amounts, the National Retail Federation expects sales for November and December to rise 3.7% to $630.5 billion from a year ago. NRF is slated to release its official holiday retail projections in January.
by Mary Beth Quirk via Consumerist
How Much Can You Sell Gift Cards For? Depends On Which Store They’re For
While gift card exchange sites can be a problematic dumping ground for fraudulently obtained merchandise return cards, they can also be a place to get respectable small discounts, and to sell your unwanted gift cards at a small loss. How small that loss is depends on which card you want to get rid of.
There are lots of companies that are happy to take your gift card off your hands: even CoinStar has gift card kiosks, and Target joined the party only last month.
Consumer Reports tested four sites: Giftcards.com, Cardpool.com, Giftcardrescue.com, and Monstergiftcard.com.
The most important thing that they learned is that checking multiple sites can pay off: for a hypothetical $100 gift card, offers varied between sites by as much as $34.50. If you’re going to resell a card, make it one for Walmart: all four card exchange sites that Consumer Reports checked paid at least $80 for a card from there.
The more specialized a retailer, the less its card was worth, all the way down to Bass Pro Shops, which has relatively few stores and specialized merchandise. The four exchanges offered only $50 to $74 for a card from there.
How to Exchange Gift Cards and Get the Most Cash [Consumer Reports]
by Laura Northrup via Consumerist
Law Firm Must Pay $3.1M For Operating Automated Debt-Collection Lawsuit “Factory”
In July 2014, the Consumer Financial Protection Bureau sued Frederick J. Hanna & Associates — a law firm that specializes exclusively in debt collection actions — and its principals, alleging that they relied on deceptive court filings and faulty evidence to churn out lawsuits.
According to the complaint [PDF], the firm used the court system for purposes of intimidation to coerce consumers into paying debts that often could not be verified or may not be owed.
Hanna & Associates filed hundreds of thousands of lawsuits on behalf of its clients — including JPMorgan Chase, Bank of America, Capital One, and Discover.
“To produce so many lawsuits, the Firm operates less like a law firm than a factory,” reads the complaint. “It relies on an automated system and non-attorney support staff to determine which consumers to sue.”
These not-lawyers at Hanna would, according to the CFPB, “produce the lawsuits and place them into mail buckets, which are then delivered to attorneys essentially waiting at the end of an assembly line.”
Meanwhile, the actual attorneys at the firm were only expected to spend “less than a minute reviewing and approving each suit.”
The CFPB investigation found that one attorney at the firm signed over 130,000 debt collection lawsuits over a two-year period, equating to about 1,300 lawsuits a week.
In addition to misrepresenting that lawsuits were filed by actually attorneys, the CFPB found that many of the cases relied on faulty or unsubstantiated evidence of consumers’ debts.
The firm filed these statements with the court even though in some cases the signers could not possibly have known the details they were attesting to, the CFPB states.
When this evidence was questioned, the company dismissed the suits. Between 2009 and 2014, the CFPB found Hanna Law Firm dismissed nearly 40,000 lawsuits because of bad evidence in Georgia alone. That comes out to about 155 dismissals per week, in just one state.
Under the CFPB’s consent order [PDF], Hanna Law Firm and its partners would be required to pay $3.1 million to the CFPB’s Civil Penalty Fund, end its illegal collection and intimidation tactics, prohibit deceptive court filings, and clean up attorney practices.
by Ashlee Kieler via Consumerist
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Verizon Continues To Follow Others, Now Offers To Pay For Customers To Switch
In an announcement this morning, Verizon declared that you can get up to (big asterisk) $650 per line when switching from another wireless provider.
Verizon claims that it’s “simple” to make this switch and get the “up to” $650 per line, but here’s how the company’s own statement describes the process:
“when you port your number to Verizon from another carrier, purchase a 4G LTE smartphone with a new device payment activation and trade-in your existing device from your previous provider. You’ll get up to $650 on a prepaid card for the installment plan balance less the device trade-in value (or up to a $350 prepaid card for early termination fees less the device trade-in value). Your trade-in must be in good working condition and be worth more than $0, and you must keep the new line active for a minimum of 6 months.”
That’s a lot of word salad in a very small bowl, so let’s pull out the ingredients to make it more manageable.
• You’ve got to port your existing number over from the current carrier. Okay, nothing new here.
• You’ve got to purchase a new 4G LTE phone from Verizon (no subsidies) and trade in your current phone. If you’ve got an old phone and were destined to get a new one anyway, this might not be a big deal. But if you have a new device — one that might work on the Verizon network — and only wanted to switch because you hope to get better service from Verizon, then you’ve got to turn in that relatively new phone and start payments all over again on one that may be identical.
• Verizon keeps pushing this “up to $650” figure, but that’s not really what the company means. You won’t net any money at the end of this transaction.
Say you are on T-Mobile and still owe $400 on the phone you bought through T-Mo last year. Now say you switch to Verizon and they value your trade-in at $300. The value of your prepaid card is only going to be $100. You still owe T-Mobile $400. Yes, you received $300 in trade-in money from Verizon, but you also had to start installment payments (and pay for activation) on the new phone. At best, it’s a wash. At worst, you may be out a few dollars.
• The same holds true if you’re leaving a provider that you’re currently under contract with. In that case, Verizon caps the prepaid card value at $350 to cover the early termination fees from your old provider, but again that value is minus whatever Verizon gives you in trade for your old phone.
• In either case, remember that the gift card is reimbursement. You will have to go out of pocket to close your old account — whether it’s paying off a device or an early termination fee — because the process of getting the prepaid Visa card from Verizon could take weeks.
None of this is to say that the Verizon offer is a bad deal, or that it’s any worse or better than similar programs run by T-Mobile, Sprint, or AT&T. Just don’t be lured in with the idea that you might actually net any sort of cash at the end. Also, when you receive the prepaid card, remember that it’s intended to cover money that you’ve already spent; it’s not a gift from your beneficent Uncle Verizon.
by Chris Morran via Consumerist
Would You Pay $400 For A New Year’s Eve Dinner At Olive Garden In Times Square?
That’s a question facing dedicated fans of New Year’s Eve who might be thinking of spending the holiday in the center of the action: the New York Post reports that the Times Square OG’s special dinner costs $400 and includes a DJ, open bar and buffet meal, but doesn’t include free breadsticks or a guaranteed view of the ball dropping.
“It’s a limited view,” the manager of the Times Square location told the NYP. Guests could try to rush outside at the key moment, but that’s an individual decision.
Essentially, you could be in an Olive Garden in Topeka and have the same experience, but just with more potential for people peeing in the doorway of the restaurant all day.
Other chain restaurants in the area are even pricer: Bubba Gump Shrimp has a $799 price tag on its event and offers a somewhat better vantage point, and Ruby Tuesday has tickets ranging from $349 a head to $1,699, again, with no view of the ball dropping.
This isn’t the first time we’ve heard of such hefty price tags for NYE dinners at chain restaurants, either: in 2013, Applebee’s offered a Times Square party for $375 per head, but that event came with a view.
Olive Garden is charging $400 a person for NYE dinner [New York Post]
by Mary Beth Quirk via Consumerist
Yet Another “Hoverboard” Catches Fire While Charging, Singes Carpet In New Jersey Home
As expected, so-called “hoverboards” – that don’t actually hover at all – were a hot commodity under the Christmas tree. But for one New Jersey family, the holiday gift quickly turned from exciting new device to dangerous fire-starter after it burst into flames while charging.
PIX11 TV reports that the latest instance of a hoverboard catching fire and damaging a home occurred late Sunday evening while the device was plugged in to charge.
Local fire officials posted on Facebook that the family was at home when the incident occurred, but that no one was injured. The fire singed the home’s carpet.
The incident renewed calls from fire officials that the devices should never be left charging unattended.
Safety concerns related to the gadgets began popping up last month when a Louisiana family says the not-actually-a-hoverboard caused a fire that burned down their home.
Shortly after that episode, retailers, including Amazon and Target, began pulling the self-balancing scooters until manufacturers could provide proof of safety standard requirements.
The Consumer Product Safety Commission also announced this month that it would increase its scrutiny of the devices, noting that the agency was working “non-stop” to find the root cause for the fire hazards linked to the scooters.
Hoverboard bursts into flames in New Jersey home [PIX11 TV]
by Ashlee Kieler via Consumerist
In Wake Of Storms, Don’t Be Taken In By Home-Repair Scams Or Fake Charities
Homeowners whose houses were merely dinged up — shattered windows, damaged roofs — by this weekend’s nasty weather may be targeted by home-repair con artists who have no intention of doing a quality repair job, if they even show up for work at all.
We’ve seen this sort of behavior before in the wake of hurricanes and other disasters, and the Texas attorney general’s office has an entire page on its website dedicated to informing consumers about what to look out for when confronting a possible disaster scam.
The key thing is to fight the instinct to rush into accepting the first bid from the first person who offers to fix up your property. You should get at least two estimates, and probably more, to make sure that you’re not being gouged. Multiple estimates may also show that the first repair bid was too low because it did not account for all the work that would ultimately have to be done.
Check out your contractor. Get references from other customers — and be sure to call them. Check with the Better Business Bureau. Even if there are no open complaints against the company, ask if there are any closed complaints and, if so, what they were about.
While an out-of-town contractor — even one with bona fides that check out — might give you a good estimate, you might also have difficulty resolving/correcting any problems after the work is completed.
Get everything in writing — estimates for the total cost, scope of work to be done, schedule, payment terms — and keep it all together in one file.
In Texas, a notice of cancellation, which gives you the right to change your mind within three business days, must be included if the transaction occurs at your home.
Ask for proof of insurance, including disability and workers’ compensation insurance. Without those, you could be liable if any of the workers are hurt on your property.
Don’t pay for completed work until after it’s been inspected, and don’t sign completion papers or make final payment until the work is completed to your satisfaction.
If the contractor is guaranteeing their work, get it all in writing. The document should clearly state what is guaranteed, who is responsible for the guarantee (the dealer, the contractor, or the manufacturer), and how long the guarantee is valid.
If you think you’ve been the victim of a home repair scam, contact your state’s attorney general’s office. The National Association of Attorneys General has a full list of AGs for each state and territory, along with links to their respective sites.
In Texas, victims of home repair scams and price gouging can call the Office of Attorney General Ken Paxton at 1-800-252-8011.
How To Tell If A Charity Is A Scam
If you want to help, WFAA-TV has this thorough list of aid organizations, and The Dallas Morning News has a story on how people can contact several legitimate aid agencies to help victims of the tornadoes, but in general, there are certain red-flag behaviors that should alert you to the likelihood you’re being duped. The anti-scam folks at the Federal Trade Commission have this checklist for dealing with a possible charity to make sure you’re not getting hosed:
Don’t be shy about asking who wants your money. If you’re solicited for a donation, ask if the caller is a paid fundraiser, who they work for, and the percentage of your donation that will go to the charity and to the fundraiser. If you don’t get a clear answer — or if you don’t like the answer you get — consider donating to a different organization.
Call the charity. Find out if the organization is aware of the solicitation and has authorized the use of its name. If not, you may be dealing with a scam artist.
Ask for written information about the charity. This includes its full name, address, and telephone number.
Contact the office that regulates charitable organizations and charitable solicitations in your state, The National Association of State Charity Officials has contact information for regulators in each state available on its website.
Your state office also can verify how much of your donation goes to the charity, and how much goes to fundraising and management expenses.
You also can check out charities with the Better Business Bureau’s Wise Giving Alliance and GuideStar.
Trust your gut and check your records.
Callers may try to trick you by thanking you for a pledge you didn’t make. If you don’t remember making the donation or don’t have a record of your pledge, resist the pressure to give.
Be wary of charities that spring up overnight.
This is especially true after natural disasters. They may make a compelling case for your money, but as a practical matter, they probably don’t have the infrastructure to get your donation to the affected area or people.
Watch out for similar sounding names.
Some phony charities use names that closely resemble those of respected, legitimate organizations. If you notice a small difference from the name of the charity you intend to deal with, call the organization you know to check it out.
Be wary of charities eager to collect cash.
If they say they are sending a courier or offering overnight delivery service to collect your donation immediately, you have to wonder whether the charity is legitimate.
Know the difference between “tax exempt” and “tax deductible.”
Tax exempt means the organization doesn’t have to pay taxes. Tax deductible means you can deduct your contribution on your federal income tax return.
Do not send or give cash donations.
Cash can be lost or stolen. For security and tax record purposes, it’s best to pay by credit card. If you’re thinking about giving online, look for indicators that the site is secure, like a lock icon on the browser’s status bar or a URL that begins “https:” (the “s” stands for “secure”)
by Chris Morran via Consumerist
Advocate: Additional IRS Funding Should Be “Extremely Helpful” In Actually Helping Taxpayers
This, according to the national taxpayer advocate, Nina Olson, who has represented the voice of taxpayers to Congress since 2001 in her role heading up the Taxpayer Advocate Service, an independent organization within the IRS.
She spoke with MarketWatch about her expectations for how the agency can improve in the future, especially with the $290 million in extra funding it received as part of the recently signed Consolidated Appropriations Act of 2016 (more info on that bill here). That bill included a total of $11.2 billion in fiscal funding for the IRS in 2016.
Some of the IRS’ customer service issues could improve next year, Olson says, because of the additional boost the agency is getting. That money will go toward improving the IRS’ telephone service, cyber security and identity theft issues.
“The additional funding will be extremely helpful over the next two years,” she told MarketWatch, adding that some taxpayers had their worst tax season to date in 2015.
Though the extra money isn’t likely going to fix things in time for the filing season’s start in January, there should be fewer logistical headaches this year, Olson says. For one, she expects the money to help with things like “courtesy disconnects,” which is what happens when the IRS switchboard can’t handle the volume of calls and just hangs up on people.
“Taxpayers should see an improvement on the phones sooner rather than later,” Olson said.
More money, staff and training will go a long way in 2016, she adds, to help combat other issues like folks who overpay the Affordable Care Act penalty for not buying insurance if one can afford it. Olson said most of the 300,000 people last year who overpaid were exempt because of their income. There will sitll be a risk of that in 2016, she notes, despite her office’s work with software providers to give taxpayers clearer warnings.
Fraud filters to prevent identity theft won’t be improved yet this year, however, as the IRS already tweaked them in response to this year’s issues. The money will go toward assigning more workers to identity theft cases, Olson says. Doing so “may be able to reduce cycle time and issue refunds to legitimate taxpayers more quickly.”
IRS service should improve after some saw their ‘worst tax season,’ advocate says [MarketWatch]
by Mary Beth Quirk via Consumerist
Here’s Where The Gifts You Return To The Store Will End Up
An executive at the logistics company Genco told the Wall Street Journal that this industry is called “re-commerce,” which doesn’t make us cringe as much as industry terms like that normally do. Often, items that you send back to a retailer go straight to a logistics warehouse, which in turn sells it to a liquidator. The retailer gets back maybe 10-20% of the value of these items, which end up in closeout stores, dollar stores, or with flea market vendors or in pawn shops.
As more of our shopping shifts online, where return rates are higher, how can retailers get more back from these returns? The current system pretty much means accepting a small amount of money in exchange for someone taking the items away. Most big e-commerce outfits don’t handle their own returned merchandise, but selling their unwanted returns in smaller batches helps: instead of selling by the truckload, they perhaps sell only by the pallet.
One company, Shorewood Liquidators, sells on its own auction site as well as on eBay, with final prices usually ending up at maybe half of the original retail price.
Where Your Unwanted Christmas Gifts Get a Second Life [Wall Street Journal]
by Laura Northrup via Consumerist
Target Jumps On Gift Card Exchange Bandwagon; Offers Customers Less Than Cards Are Worth
With the bulk of the holiday celebrations having come and gone, you might be sitting around the dried-out Christmas tree counting up all those random gift cards you received. While you appreciate the generosity of your friends and family, you just don’t have any desire to make a purchase with said cards. To that end, a number of retailers are willing to offer you a trade; joining the ranks of Walmart, GameStop, and Coinstar this year is Target.
The Minneapolis Star Tribune reports that Target will offer a year-round gift card trade-in program in about 1,500 stores.
The program, which started last month, is similar to Walmart’s past initiative in that the company doesn’t offer to pay a customer the full value of the traded card.
Instead, once the card is brought to the mobile phone counter in the electronics department, an employee of Market Source — wearing a black shirt instead of the traditional Target red — will give customers an offer for a lesser amount based on the resale value of the card.
For example, the company says, a $100 Walmart gift card can be exchanged for an $85 Target gift card.
“We know guests sometimes have unwanted or unused gift cards and [we] want to give them a convenient option to put those unused dollars toward shopping at Target,” Kristy Welker, a Target spokeswoman, tells the Star Tribune.
The retailer declined to provide information on how much it makes through the exchange program, which is slated to run year round.
Target’s program is a partnership between the retailer, card exchange site Cardpool.com, and other vendors.
Don’t like the gift card you got for Christmas? Target, other retailers will offer you a trade [Minneapolis Star Tribune]
by Ashlee Kieler via Consumerist
No, Mark Zuckerberg Is Not Giving Away Millions In Facebook Stock To People Who Copy, Paste Something
In the most recent iteration of this particular Facebook hoax, the kind that somehow seeps into the collective conscious so thoroughly that even people you thought would know better succumb to it, users are copying and pasting a message that says by doing so, they could win free Facebook shares.
This particular hoax seems to have a long life, and first appeared in early December before gaining steam again over Christmas. If you have posted that status in recent weeks, you probably already know that four hours from when you posted it, no one announced that any Facebook shares were being distributed to lucky posters.
This all seems to stem from Zuckerberg’s real announcement that he and his wife, Priscilla, would be giving away nearly all of their Facebook shares — 99% — to the Chan Zuckerberg Initiative, LLC. The announcement was tied to the news of the birth of their daughter Max, in late November. But though that might’ve been discussed on Good Morning America, nowhere in the statement did Zuckerberg say the 99% would go to Facebook users who know how to copy and paste status messages.
It’s not too late to take that status down before too many people se it. And next time, take a quick spin on Google to see if what you’re posting for the world to see is a hoax. If it involves millionaires giving strangers money for no good reason, it’s probably not true. You also won’t be charged to keep your profile private if you don’t share something.
We reached out to Facebook for an official comment on the hoax messages and will update this post if we hear back.
by Mary Beth Quirk via Consumerist
Coca-Cola Paid $550K Directly To Head Of Pro-Soda, Anti-Obesity Group
The Denver Post reports that, starting in 2010, Coca-Cola began paying money to James Hill, director of the University of Colorado’s Anschutz Health and Wellness Center, and eventual GEBN president.
A rep for the company tells the Post the money paid to Hill was for work he did “prior to the establishment of Global Energy Balance Network. These funds paid for honoraria, travel, education activities and research on weight management.”
Hill saw the world — Mexico, Grenada, England, Australia, and New Zealand — on Coke’s dime. He also asked a company exec — the same VP who would eventually push through the GEBN funding — to help him find a job at Coca-Cola for his son.
In response to the Post’s report, Hill contends that he properly reported his Coke-funded trips to the school and that they helped “to present research to other scientists and to encourage physical activity and responsible eating habits.”
However, the validity of Hill’s message — which stresses the importance of exercise and downplays the role of sugary drinks and food in the obesity epidemic — has been called into question because of the role that Coca-Cola played in backing his work.
Back in 2009, the Coca-Cola VP behind GEBN (who has since resigned) wrote in an email that Hill would be “willing to do exercise and energy balance — focusing on why it is critical for maintaining a healthy weight.”
In a 2014 email, Hill wrote that “It is not fair that Coca-Cola is signaled [sic] out as the #1 villain in the obesity world, but that is the situation and makes this your issue whether you like it or not. I want to help your company avoid the image of being a problem in peoples’ lives and back to being a company that brings important and fun things to them.”
Earlier this year it was revealed that Coke had provided more than $1 million to the University of Colorado Foundation “for the purposes of funding” the GEBN.
That was a case of the school and the soda behemoth attempting to have it both ways. The money from Coke was categorized as an “unrestricted monetary gift,” as opposed to direct funding for research. State law protects the identity of those who donate gifts.
At the same time, as subsequently revealed emails showed, Coca-Cola had not only provided the money expressly for the funding of GEBN, but that the company was also heavily involved in shaping the group’s message.
One email from a Coca-Cola exec likened GEBN to “a political campaign, we will develop, deploy and evolve a powerful and multi-faceted strategy to counter radical organizations and their proponents.”
On Nov. 30, weeks after the university gave back $1.1 million to Coca-Cola, GEBN disbanded, posting a notice to the website that Coca-Cola had registered on the group’s behalf.
by Chris Morran via Consumerist
Analysts Predict Chipotle Sales Slump To Continue Into Late 2016 Amid Food Safety Issues
Back in November when Chipotle’s woes centered solely on a six-state E. coli outbreak, stock analysts predicted the company’s sales would be down for the fourth quarter. Now, with the addition of another rare strain of E. coli sickening five customers in two additional states and more than 150 students sick from norovirus in Boston, analysts are anticipating declining sales for the fast casual restaurant until at least September 2016.
Business Insider reports that the recent string of food safety issues at Chipotle could result in prolonged sales declines for the company.
While Chipotle warned previously that same store sales could fall 8% to 11% in the current quarter – the first decrease in sales for the company in its history – JPMorgan predicts the slide could be just the beginning.
Analyst John Ivankoe tells BI that he believes Chipotle’s same-store sales will decline for at least the next five quarters, ending September 2016.
As part of the prediction, Ivankoe says that sales at stores that have been open for at least a year will fall 13% this quarter, and then 12%, 7% and 4% throughout the first three quarters of 2016.
The prolonged sales decline comes as Chipotle contends with news of a second E. coli outbreak affecting five customers in Kansas and Oklahoma and a norovirus outbreak that sickened more than 150 customers in Boston. That store recently reopened.
“The new news flow shows the impact continuing and more importantly a management team that seems to be scrambling for answers,” Ivankoe writes in a research notes.
Chipotle’s sales decline is just beginning [Business Insider]
by Ashlee Kieler via Consumerist
United Airlines Expands Age Range For Children Flying Alone Who Are Required To Use $150 Service
Any tickets sold after Dec. 14 for children ages 5 to 15 who are flying alone will require a $150 fee for the airline’s “unaccompanied minor service,” according to United’s new policy. That service includes airline employees ushering children to their seats and making sure they’re picked up by a designated adult upon landing.
As for why the airline made the change, United seems to have just decided 13-, 14-, and 15-year-olds need adults around to fly.
“We made a thoughtful review of the policy and decided that this change will provide the best possible care for these travelers,” United spokesman Charles Hobart told the Los Angeles Times.
It’s also a great way to get more money out of travelers, without adding any value, one airline revenue consultant told the LAT. The airline could’ve offered some kind of upgrade to the service, he says, instead of just dropping the new policy on parents.
“Obviously, they are going to generate more revenue from this,” he said. “They should make an attempt to improve the product.”
Delta and American Airlines charge the same $150 for unaccompanied minors, for kids ages 5 to 15. Southwest only requires the service for youths age 5 to 11, for $50.
United Airlines makes changes to program for children flying alone [Los Angeles Times]
by Mary Beth Quirk via Consumerist
Verizon, Sprint Customers Have Until Dec. 31 To Claim A Piece Of The $158M Cramming Settlement Pie
Individuals who currently have or had wireless service with Verizon and Sprint in the last five years have until Dec. 31 to apply for a refund as part of the companies’ $158 million settlement with the Federal Communications Commission and the Consumer Financial Protection Bureau for bill-cramming, the practice of allowing third parties to add bogus, unauthorized charges to customers’ phone bills.
Verizon and Sprint customers (or former customers) can visit the settlement websites — http://ift.tt/1G3arsV or http://ift.tt/1E3T0lO — to see if they’re eligible for refunds.
According to the May settlements, Verizon’s portion of the penalty pie comes to $90 million; $70 million of that will go to redress for wronged customers. Sprint will pay $68 million, with $50 million going back to consumers.
Both companies allegedly made hundreds of millions of dollars in commissions by allowing third-party services to charge for unauthorized subscription services at monthly rates ranging from $0.99 to $14. For each of these monthly charges, Verizon earned at least 30%, while Sprint’s commission was around 35%.
Cramming occurred at all of the major wireless companies for years, even as consumers complained to their service providers and regulators about the unauthorized charges.
In Oct. 2014, AT&T kicked off the bill-cramming settlement parade by reaching a deal with federal regulators. The company’s deal came out to $105 million, of which $80 millions as slated to be refunded to affected customers.
In Dec. 2014, T-Mobile entered into a $112.5 million settlement with the Federal Trade Commission.
The company agreed to pay $90 million in consumer refunds, $18 million in fines and penalties to the attorneys general of all 50 states and the District of Columbia, and $4.5 million to the Federal Communications Commission.
by Ashlee Kieler via Consumerist
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